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GROW Beginner's Guide: Accredited Investor guide for Singapore


In Singapore, to become an accredited investor, an individual must meet 1 of the following 3 criteria:

  • Income in the preceding 12 months is not less than SGD300,000 (or its equivalent in a foreign currency)

  • Net personal assets exceeding SGD2 million (or its equivalent in a foreign currency) in value, of which the net value of the investor's primary place of residence can only contribute up to SGD1 million

  • Net Financial Assets exceeding SGD1 million (or its equivalent in a foreign currency) in value



  • Income-based Documentation The individual must provide their latest personal income tax return as proof of their income. The tax return must reflect their current employment status, salary, and any other sources of income. The tax must also show their full name and NRIC (National Registration Identity Card) number.

  • Personal Assets/Net Financial Asset Documentation - Latest bank statement - Latest statement from the Central Depository (Pte) Ltd (CDP) showing personal assets - Title deeds free of encumbrances - For net equity of property: Title deeds free of encumbrances, Latest housing loan statement

  • Opt-In Form In Singapore, there is an opt-in form that also needs to be completed because individuals can elect whether or not to be treated as Accredited Investors even when they meet the criteria. To use GROW services as a Singapore citizen, you must meet the criteria and opt-in to be treated as an Accredited Investor.

DISCLAIMER : The information in this article is provided for informational purposes only and should not be construed as legal advice on any subject matter. You should not act or refrain from acting on the basis of any content included in this article without seeking legal or other professional advice


About GROW

Singapore-based GROW offers top-notch reward rates so that clients can safely grow their wealth on a leading global platform for lending and borrowing crypto assets. Additional company information and details on the GROW app can be found by visiting

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